A Lending Package for Small Business Owners
At ABC Commercial Capital, we’re SBA-approved and fully committed to the small business community. We operate as part of the Preferred Lenders Program, and we’re offering excellent products to help finance budding operations.
Programs We Work With
The Small Business Association sponsors a variety of funding initiatives aimed at the small business community.
- 50/CDC – Certified Development Companies are non-profit entities that work in correlation with the SBA to finance small business. 504 funds can be used to purchase new property, renovate existing property or even to refinance. We’re approved to provide up to $12 million loan proceeds, and you can finance your first mortgage for up to 25 years. Second mortgages are capped at 20 years, and equipment liens are available for 15 years. As a general rule, all property must be partially occupied by the owner.
- 7(a) –This federally backed loan program is available exclusively to business owners with small-scale operations. Approved service providers cannot staff more than 100 employees, and manufacturers cannot have more than 500. Additionally, you must be a profit-seeking entity in order to qualify.
Dedicated Equipment Financing
The SBA program is designed to fund those assets that require the highest amount of capital up front:
- Medical Equipment
- Heavy Machinery
Dedicated Real Estate Financing
Our small business loan program also extends to most single-use and non-conforming property categories:
- Retail Stores
- Auto Shops
- Healthcare Clinics
- Convalescent Homes
- Hospitality/hotels & motels
- Gas stations
Acquisition and Expansion
Consider your existing revenue stream and your internal management structure. At ABC Commercial Capital, we may offer you up to $1.25 million per year in acquisition financing. Benefits include:
- 15-year terms
- Full amortization
- Fixed rates
- No balloon payment
- No penalty for early payback
Get Funded Today
Whether you’re looking at an existing building, a new construction project or a future renovation, we want to hear from you. Give us call today to prequalify in 48 hours.